Independent advice. No lending or lender intermediation.
The current Dvaram service screens calls, records consent, analyses documents and gives users control over financial spam and suspected-fraud reporting.
Our current role
Dvaram is paid by its users. It does not offer, arrange, facilitate or disburse loans; match users to lenders; transmit applications or leads; handle loan money; or receive lender commission.
Commitment by commitment
How Dvaram works today
Each commitment is paired with the part of the product where a customer can see it in practice.
CommitmentHow it worksSee it in the product
PERIM-01
No lending or lender intermediation
Dvaram offers document analysis and monitoring. It does not present lenders, rank loan offers or hand a user into a loan application.
Not in current product
Loan offers unavailableAnalyse your document instead
See it in DvaramNo lender marketplace
Dvaram has no offers surface: no lender marketplace, matching or application journey exists.
PERIM-02
No PAN or bureau collection for a document check
A user can start a document check without providing PAN, employment, income or permission for a credit-bureau enquiry.